nib Options – Website Terms of Use

Who do these terms & conditions of use apply to?

Your access and use of this website, including any applications, online tools or interactive media at www.nib.com.au/nib-options or our nib Options member portal (Website), are governed by these terms of use (Terms). Please read these Terms and the information about privacy at www.nib.com.au/nib-options/privacy carefully before using our website.

These Terms are general terms and conditions governing your use of our website, and any arrangements we make on your behalf for a surgical procedure are governed by our Customer Agreement.

Accuracy, currency and completeness

While we use reasonable efforts to ensure that the information we include on our website is accurate and up-to-date, to the extent permitted by law nib Options does not warrant the accuracy, currency or completeness of any information or material including without limitation the text, graphics, logos, icons, images and video clips (Content) available on or through our website since information may change without notice, delays in processing transactions may occur and information may not apply to your specific circumstances. To the extent permitted by law, nib Options will not be responsible for any loss or damage which you incur as a result of acting in reliance on such information or material.

Some features of our website may allow you to upload content to the website. You warrant that you are the owner or authorised user of the materials you upload and you must not upload or otherwise transmit or distribute material which breaches any law, which infringes any third party rights, which is defamatory, discriminatory, obscene, offensive, misleading, deceptive, inflammatory or which is threatening, abusive or invasive of another person’s privacy.

Please contact nib Options on 1800 905 511 before acting in reliance on any information on our website.

To the extent permitted by law, nib Options will not be responsible for any loss or damage which you incur as a result of acting in reliance on such information or material.

Security

No data transmission over the Internet can be guaranteed as totally secure. Whilst nib Options takes reasonable steps to protect information you transmit to nib Options through this website, nib Options does not warrant and cannot ensure the security of any information which you transmit to nib Options. Accordingly, any information which you transmit to nib Options is transmitted at your own risk.

When using this website, you must take precautions to ensure you are not exposed to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. nib Options does not accept responsibility for any such interference or damage to your system which arises in connection with your use of this website.

Third party content

This website contains information which is provided to nib Options by third parties. nib Options retains the right (but not the obligation) to reject, edit, or remove any information a third party provides for display on this website.

nib Options does not warrant the currency, accuracy or reliability of any information provided by a third party for display on this website.

Medical disclaimer

The health related information contained on this website is provided for general information purposes only, and is not intended to be a substitute for professional medical advice or for the care that patients receive from their healthcare professionals.

Linked websites

This website may contain links to other websites. Those links are provided by nib Options for your convenience only, and may not remain current or be maintained. website links on this website must not be construed as an endorsement, approval or recommendation by nib Options of the linked website or its content. nib Options is not responsible for the content or privacy practices associated with linked websites.

Intellectual property rights

Intellectual property rights in this website (including copyright in all text, graphics, logos, icons, sound recordings and software, and trade marks and logos) are owned by, or licensed to nib Options.

Other than for purposes expressly authorised by these Terms, you must not copy, adapt, reproduce, store, publish or commercialise any information provided on this website, or use or modify any of our trade marks, without our prior written permission.

nib Options' liability

To the extent permitted by law, nib Options is not liable for:

  • the reliance of any person on the information obtained through use of the website;
  • any failure or delay of the website to provide information or perform transactions requested;
  • unavailability of the website and events beyond nib Options's control such as internet connection availability; or
  • other direct or indirect loss or damage however caused, including negligence.

nib Options excludes all warranties (whether express, implied or statutory) relating in any way to the website to the fullest extent nib Options is legally able. nib Options' liability for breach of any warranty implied into these terms and conditions by statute which cannot be excluded is limited to the supply of that part of the website again or, at our option, the payment of the costs of having an equivalent service supplied again.

Intellectual property

The intellectual property in the text, materials, graphics and advertisements on the website is the property of, or is licensed to, nib Options. Although you may download the information on this website for your personal, non-commercial use, you must not modify, copy, reproduce, republish, frame, upload, post, transmit or distribute that information in any other way without our prior written consent.

Disclaimers and general conditions

You must not:

  • tamper with, hinder the operation of or make unauthorised modifications to this website;
  • knowingly transmit any virus or other disabling feature to this website; or
  • attempt any of the above acts or permit another person to do any of the above acts.

To the extent permitted by law, nib Options excludes any condition or warranty (whether express, implied or statutory) relating in any way to this website. nib Options's liability for breach of any warranty implied into these Terms by statute which cannot be excluded is limited to the supply of those services again or, at nib Options' option, the payment of the costs of having an equivalent service supplied again.

nib Options is not liable to you or any other party and you release nib Options from any liability for any loss or damage however caused (including through negligence) which you or any other party may directly or indirectly suffer in connection with your access to or use of this website.

nib Options reserves the right to amend these Terms at any time and without notice to you. Your continued access to and use of this website will be deemed as your acceptance of the version of these Terms current at the time you log onto this website. If you do not agree with these Terms (including any amendments to these terms) you must not access or use our website.

These Terms are governed by the laws of New South Wales, Australia, and you unconditionally submit to the non-exclusive jurisdiction of the courts having jurisdiction there.

Although Australian websites may be accessed outside of Australia, we make no representation that the content complies with the laws of any other country. If you access our website from outside Australia, you are solely responsible for ensuring compliance with your local laws and for any reliance on our website content.

Last updated: 27 February 2014