Before you join it's important that you read and retain this information and understand the details of the cover you have chosen, such as the included and excluded services and any waiting periods.
By using the nib health funds limited website ("Site"), you agree to accept and comply with these Terms & Conditions of Use.
nib does not warrant the accuracy, currency or completeness of any information or material ("Content") available on or through the Site since information may change without notice, delays in processing transactions may occur and information may not apply to your specific circumstances.
Please contact nib before acting in reliance on any information on this Site.
nib does not warrant the accuracy, currency or completeness of any information or material available on or through sites which may be accessed through this Site. nib will not be responsible for any loss or damage which you incur as a result of acting in reliance on such information or material.
No data transmission over the Internet can be guaranteed as totally secure. Whilst nib takes reasonable steps to protect information you transmit to nib through this website, nib does not warrant and cannot ensure the security of any information which you transmit to nib. Accordingly, any information which you transmit to nib is transmitted at your own risk.
When using this website, you must take precautions to ensure you are not exposed to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. nib does not accept responsibility for any such interference or damage to your system which arises in connection with your use of this website.
This website contains information which is provided to nib by third parties. nib retains the right (but not the obligation) to reject, edit, or remove any information a third party provides for display on this website.
nib does not warrant the currency, accuracy or reliability of any information provided by a third party for display on this website.
The health related information contained on this website and through nib Health Point is provided for general information purposes only and is not intended to be a substitute for professional medical advice or for the care that patients receive from their healthcare professionals.
This website may contain links to other websites. Those links are provided by nib for your convenience only, and may not remain current or be maintained. Website links on this website must not be construed as an endorsement, approval or recommendation by nib of the linked website or its content. nib is not responsible for the content or privacy practices associated with linked websites.
Intellectual property rights in this website (including copyright in all text, graphics, logos, icons, sound recordings and software) are owned by, or licensed to nib.
Other than for purposes expressly authorised by these Terms, you must not copy, adapt, reproduce, store, publish or commercialise any information provided on this website without nib's prior written permission.
nib is not liable for:
nib excludes all warranties (whether express, implied or statutory) relating in any way to the Site to the fullest extent nib is legally able. nib's liability for breach of any warranty implied into these terms and conditions by statute which cannot be excluded is limited to the supply of that part of the Site again or, at nib's option, the payment of the costs of having an equivalent service supplied again.
The intellectual property in the text, materials, graphics and advertisements on the Site is the property of, or is licensed to, nib. Although you may download the information on this Site for your personal, non-commercial use, you must not modify, copy, reproduce, republish, frame, upload, post, transmit or distribute that information in any other way without nib's prior written consent.
You must not:
To the extent permitted by law, nib excludes any condition or warranty (whether express, implied or statutory) relating in any way to this website. nib's liability for breach of any warranty implied into these Terms by statute which cannot be excluded is limited to the supply of those services again or, at nib's option, the payment of the costs of having an equivalent service supplied again.
nib is not liable to you or any other party and you release nib from any liability for any loss or damage however caused (including through negligence) which you or any other party may directly or indirectly suffer in connection with your access to or use of this website.
nib reserves the right to amend these Terms at any time and without notice to you. Your continued access to and use of this website will be deemed as your acceptance of the version of these Terms current at the time you log onto this website.
These Terms are governed by the laws of New South Wales, Australia.