We think health cover should be easy to understand, easy to use and most of all good value - it's how it should be.
nib provides the peace of mind to know you're covered when you need it.
Use our interactive hospital guide, online provider search tools and more.
Use Online Services or the app to manage your policy wherever you are.
More than 1 million nib customers just like you were covered by nib in 2017.
Without the right cover, wait times in the public system can be weeks, and even months. But if you choose to go to a private hospital without the right cover, it will cost you!
*Costs based on average charge to nib customers for procedures in a private hospital (rounded to the nearest $1), in 2017. Median public hospital wait times sourced from Australian Institute of Health and Welfare data, Public Hospital wait time for public patients (days) 2016 - 2017. Actual wait times will vary by hospital and severity of the condition. Your experience could vary depending on your level of cover, choice of hospital, choice of doctor, MediGap and waiting periods. Category wait times are used where specific procedure wait times are not available.
Find out everything you need to know before going to hospital; we can help you at every step.
Search for a First Choice dentist or optical provider to enjoy on-the-spot claiming and competitive treatment fees.
Research and compare providers based on patient reviews form people just like you.
Read up on the latest in health insurance, healthy living and community care.
Make a claim in a snap, check out your benefit limits or manage your cover with the nib app.
Take advantage of discounts, promotions and rewards, just by being an nib customer.
We're helping people live healthier lives through nib foundation. We've committed $15.8 million in funding to support over 105 programs across Australia that tackle important health issues. Find out more