Full-time students covered until age 25

Student dependants are young adults covered by their family's health insurance policy on the basis that they are:

• aged between 21 and 25; and
• single (this means you can't be married or in a defacto relationship); and
• studying full-time (part-time study not covered)

Student dependants can be added to all nib family health insurance policies at no extra cost and receive full benefits and entitlements on the policy, along with the rest of the family.

We’ll send you a Student Dependant Registration Form when your dependant turns 21 and then each year we’ll ask you to re-confirm their student dependant status (until they turn 25). By returning the Student Dependant Registration form before 31 March each year, you can ensure the student dependant remains covered under your family health insurance policy.

Once a dependant no longer meets the student dependant criteria, they will need to take out their own nib health insurance.

No Longer a student dependant? Join nib by 30th April

If you’re no longer aged between 21 and 25, single and studying full-time, you won’t be covered by your family’s health insurance policy from 1st April.

The good news is if you take out your own nib health insurance policy you will get continuous cover, provided you choose a cover that is equal or lesser than your current family policy and your policy is backdated to start 1 April.

This means you won’t have to re-serve any waiting periods and can start using your health cover straight away.

For example, if optical was covered by your family health insurance policy and you choose a policy that also includes optical, you most likely won't have to wait the usual 6 months new customers have to wait to claim on new glasses and contact lenses.

If your policy start date is after 1 April you may need to serve waiting periods before you can start using your health cover.

Great value health insurance for young people

At nib we want to take the hassle out of health insurance and make it easy for young people to choose the right health insurance policy to suit their needs.

Most of our health insurance covers include Extras cover. This is for services you can use every day to stay healthy, like going to the dentist, a visit to the physio, or a new pair of glasses. If you want Extras only cover, you should consider:
	Dental Plus	From $5.15* a week. Claim 50% back on Extras you'll actually use.
	Just Extras	From $10.90* a week. Claim 65% back on a wide range of Extras .
If you want to have some basic hospital cover you as well as Extras you should consider:
	Basic Saver	From $10.95* a week. Basic hospital, ambulance and claim 50% back on Extras.
	Basic Plus	From $15.85* a week. Hospital, ambulance and claim 65% back on Extras.

To check your student dependant eligibility or for more information about the right health insurance to suit you, call us on 13 14 63.