At nib, we believe Private Health Insurance should be easy to understand, easy to claim on and most of all, good value.

We’re upfront about how much you’ll get back on Extras like dental and optical every time you claim. And that’s the way it should be.

Even on our most basic cover you’ll get 50% back on Extras.

With nib, depending on the level of health cover you choose, you’ll get 50%, 65% or 75% of the cost back on Extras every time you claim, until you reach your annual limit.

So even on our most basic health cover, Basic Saver, you’ll get 50% of the cost back on Extras like dental and optical every time you claim (up to your annual limit). So, if you visit your dentist for a regular check-up, scale and clean, and it costs $200, you know you’ll get 50% back – that’s $100.

Visit any provider

With nib you can visit the provider of your choice, not just the one your health fund prefers. And it doesn’t matter how much your dentist, chiro or physio charges, you know you’ll get 50%, 65% or 75% of the cost back depending on the level of health cover you choose (up to your annual limit).

Compare how much you get back on Extras with nib

When you’re choosing health insurance, compare what you get back on Extras like dental and optical with the range from nib.