So you are thinking about taking out health insurance with nib – that’s great news.

When you switch to nib from another health fund, we’ll give you continuity of cover which means you should be able to start claiming on your nib health insurance immediately when you join. We’ll waive the waiting periods that usually apply to new customers so you can start getting the most out of your new nib health cover straight away.

To start claiming immediately, just make sure:

• your new nib health insurance includes services currently available to you;
• you’ve served all the required waiting periods with your current health fund;
• you haven’t used all your annual benefits with your current health fund; and
• you have completed the Clearance/Cancellation Certificate request.

If your new nib health insurance policy includes services that are not covered by your current policy you may need to serve a waiting period before you will be able to claim on these services with nib. For example, if major dental is included in your new nib policy but was not previously covered you may need to serve a waiting period before you can make a claim.

There are some things to remember when joining nib from another fund:

• If you have cancelled your health insurance policy with another health fund, you will need to join nib within 59 days to make sure you receive continuity of cover.
• If you have used part or all of your annual benefits with your current health fund, nib will adjust your benefits accordingly.
• Unfortunately any accumulated benefits and loyalty bonuses from your current health fund are not transferable to your nib health insurance.

Switch to nib today

Switching to nib is simple, just follow these three easy steps.

1)     Choose the nib health insurance that’s right for you. Click on the links below to view the options to suit your needs.

 2)     Join nib. There are a number of ways you can join nib: