As a graduate you may no longer be covered by your parent’s health insurance policy from 1 April 2010.
At nib we want to take the hassle out of health insurance and make it easy for new graduates like you to choose the right health insurance policy for your needs.
Take out your own nib health cover and receive continuous cover
If you take out your own health cover policy with nib you may receive continuous cover, so you may not have to re-serve any waiting periods and can start using your health insurance immediately. For example, if optical was covered by your family policy and you choose a policy that also includes optical, you most likely won't have to wait the usual 6 months new customers must wait to claim on new glasses and contact lense
To receive continuous cover just make sure:
- the health cover you choose is equal to or lesser than your parent's cover (you will need to serve any waiting periods for higher benefits)
- your policy is backdated to start 1 April 2011 (when you came off your parent's cover)
Great value health insurance for young people
We’ve made it as simple as possible for you to work out the right cover at an affordable price.
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Most of our health insurance covers include Extras cover. This is for services you can use every day to stay healthy, like going to the dentist, a visit to the physio, or a new pair of glasses.
Find the right health insurance for you:
Join nib online today, it's easy.
Joining nib online is easy and should only take about 5 minutes of your time. You’ll just need to have a few details handy, including:
You can also join by calling us on 13 14 63 or drop into an nib retail centre.
As a student dependant, you’re usually covered by your parent’s health insurance policy. If you’re unsure whether you are a student dependant, here’s an easy way to check.
A student dependant is:
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single (this means you can't be married or in a defacto relationship)
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in full-time study (unfortunately part-time study not covered); and
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aged between 21 and 25 (you're covered under your parent's health insurance until your 21st birthday even if you aren't studying)
If this is you, then you should be covered under your family’s health insurance policy, whether it’s with nib or any other health insurance provider.
How to register as a Student Dependent with nib
You'll need to complete and return a Student Dependant Registration Form (your parents should have received one in February). Alternatively, you can download the registration form here. For more information about choosing the right health insurance to suit you, or to check your student dependant eligibility, call us on 13 14 63.
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