Health Insurance for Temporary Residents
nib offers Overseas Visitor Health Cover through a wholly-owned subsidiary company called IMAN Australian Health Plans.
IMAN Australian Health Plans provides health insurance designed especially for Temporary Residents working in Australia.
- Health insurance cover suitable for people applying for working visas, and for holders of temporary working visas
- All cover options comply with the Department of Immigration and Citizenship (DIAC) health benefit requirements (visa condition 8501) for 457 and other 400 series visas.
- Visa letter provided upon joining
- Choice of four different insurance plans with in-hospital (in-patient) and varying levels of out-of-hospital (out-patient) medical cover
- Cover available for singles, couples or families
Over 30 years experience in providing health cover to overseas visitors
- Backed by nib, one of Australia’s fastest growing health funds.
For more information about the health plans available, or to apply for cover:
Visit the IMAN Australian Health Plans website
Phone 1800 221 133 or, if overseas, call +61 2 8437 2888.
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Avoid the Medicare Levy Surcharge
If you are entitled to receive Medicare benefits whilst on a Temporary Resident’s Visa then you may also be required to pay the Medicare Levy Surcharge (MLS).
The MLS is an extra 1% tax that applies if you are you are single and earn more than $80,000* a year. For couples/ families the surcharge kicks in where (combined) you have a household income of over $160,000*.
* Income thresholds for the 2011/2012 financial year
Your Working Visa Health Plan membership does not help you avoid the Medicare Levy Surcharge.
The good news is you can join nib’s Public Hospital Cover which will help you avoid the MLS whilst you are a temporary resident in Australia.
We strongly recommend that you continue to use your Working Visa Health Plan to claim for hospital expenses as Public Hospital Cover will not provide sufficient cover for a stay in hospital.
To check whether the MLS applies to you call Medicare on 1300 300 271.
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Extras cover for Overseas Visitors
Your Working Visa Health Plan may already provide you with extras cover, but if it doesn’t you can join nib to claim to for these services.
Extras cover is for services you can use everyday to stay healthy – like going to the dentist, a visit to the physio or a new pair of glasses.
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