Please Note

Throughout the FAQs set out under each category below:

• The term “PDS” refers to the Combined Financial Services Guide and Product Disclosure Statement (including Policy Wording)
• Some words may have special meanings – refer to “Words with Special Meanings” in the PDS prior to reading through these FAQs
• The answers given are only a brief summary – you must read the PDS carefully for complete details of what is covered, and which of the benefits are provided under each Plan. Importantly, please note that exclusions do apply, as well as limits to the cover.

• Purchasing a Policy / General
• Policy Coverage
• Medical
• Pre-existing Medical Conditions
• Claims
• About Allianz Global Assistance