Private health insurance for young singles who want just extras.
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Info |
Annual Limit* |
Waiting Period |
| General dental |
includes oral examination, scale and clean, fillings, extractions. A 12 month waiting period for oral surgery by a specialist applies. |
$1000 (General & Major dental combined limit) |
2 months |
| Major dental |
includes root canal therapy, gum disease, crowns and bridges, implants, dentures |
12 months |
| Orthodontia |
e.g. braces (increasing by $100 per policy year to a Lifetime Limit of $1500) |
$300 |
12 months |
| Optical |
e.g. frames, lenses, contact lenses |
$200 |
6 months |
| Natural Therapies |
including acupuncture, herbalism, naturopathy, homeopathy, nutrition, remedial massage, myotherapy, bowen therapy & shiatsu |
$200 |
2 months |
| Pharmaceutical Prescriptions |
Benefits paid once the maximum PBS charge has been deducted. Benefits do not apply to prescriptions dispensed to hospital inpatients |
$400 |
2 months |
| Artificial Aids (Hearing aids excluded) |
Ask nib about details of specific restrictions and replacements. Waiting periods determined by type of aid |
$400 |
2- 12 months |
| Healthier Lifestyle |
nib approved weight management, quit smoking and health management programs, first aid courses, preventative health tests |
$100 |
6 months |
| Other Therapies |
including psychology, physiotherapy, exercise physiology, chiropractic, osteopathy, speech therapy, podiatry, eye therapy, dietetics, home nursing, occupational therapy, antenatal and postnatal services |
$500 |
2 months |
| Ambulance cover |
Ambulance cover is not included in health cover for Queensland or Tasmanian residents as ambulance services are provided by State Government schemes. |
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