Private health insurance for couples who want the best when it comes to Extras.
| |
Info |
Annual Limit* |
Waiting Period |
| General dental |
e.g. oral examination, scale and clean, fillings, basic extractions. |
$600 |
2 months |
| Major dental |
e.g. root canal therapy, gum disease, crowns and bridges, implants, dentures, oral surgery. |
$1000 |
12 months |
| Orthodontia |
e.g. braces (increasing by $100 per calendar year to a Lifetime Limit of $1500) |
$300 |
12 months |
| Optical |
e.g. frames, lenses, contact lenses |
$300 |
6 months |
| Physiotherapy/Chiropractic/Osteopathy/Exercise physiology |
|
$500 |
2 months |
| Natural Therapies (consultations only) |
including acupuncture, herbalism, naturopathy, homeopathy, nutrition, remedial massage, myotherapy, bowen therapy & shiatsu |
$250 |
2 months |
| Healthier Lifestyle |
nib approved weight management, quit smoking and health management programs, first aid courses, preventative health tests |
$200 |
6 months |
| Hearing aids & Artificial aids |
Ask nib about details of specific restrictions and replacements. Waiting periods determined by type of aid. |
$400 |
2-36 months |
| Psychology |
no benefits for tests, assessments or couple/group sessions. |
$300 |
2 months |
| Pharmaceutical prescriptions |
Benefits paid once the maximum PBS charge has been deducted. Benefits do not apply to prescriptions dispensed to hospital inpatients. |
$400 |
2 months |
| Other therapies |
Speech therapy, podiatry consultations, orthoptics (eye therapy), dietetics, home nursing, occupational therapy. Antenatal & postnatal services (by a midwife in a private practice) 100% back for postnatal services in a private practice, up to your annual limits. |
$400 |
2 months |
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