Young at Heart 

Health Cover designed for over 55's

nib Young at Heart is different from other health covers. It’s designed with the needs of singles and couples over 55 in mind. Young at Heart covers give you the control over your healthcare needs – so you only pay for things that are important to you.

Cover for the hospital services that are important to someone over 55 like:
  • Knee Replacements

  • Hip Replacements

  • Heart Surgery

  • Cataracts

  • Colonoscopies

  • Ambulance... Plus more



You don't pay for things that you don't need, like:

  • Pregnancy

  • IVF

  • Infertility investigations

Higher level hospital cover with less exclusions and no restrictions. Plus, Extras at 75% of the cost back (up to your annual limit).

Cover Info Top

Medium level hospital cover with Extras at 65% of the cost back (up to your annual limit).

Cover Info Mid
Important information for over 55s Lifetime Health Cover loadings
Waiting Periods
Pre-existing Conditions
Switching to nib - Continuity of cover
The Federal Government rebate
Private system vs Public
Brochures
seniors health insuranceYoung at Heart Brochure
Using your health cover
Standard Information Statement


Pay your premiums by Direct Debit from your bank, building society, credit union cheque or savings account and we'll give you up to 4% discount off the cost of your premiums (not available for Ambulance Only cover).
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Detailed Quote
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Please include your area code if this is a landline number (e.g 02 1234 5678). We can only call numbers within Australia.

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