The need for cover You may have some life insurance within your super. However, most Australians are significantly under insured1. The average amount of cover from superannuation is only about $70,0001. Experts recommend you have cover that’s 10 times your annual taxable earnings1. More info
With our simple, hassle free application process, getting the life insurance cover you need is easy and affordable.
How much cover do I need?An important thing to think about when taking out life insurance is how much cover do you really need. Take a look at the easy to use Cover Calculator which will take you through the things you should consider to work out how much cover you need. More info
Get a quote and apply now
To apply for nib Value Life Insurance, complete a Quick Quote and then hit the Continue button. |
Why choose nib Value Life Insurance?
nib Value Life Insurance provides:
- Up to $1,000,000 cover
- Simple application
- Affordable protection
- Cover from less than $1 per day*
- nib Premium Protection Benefit
(exclusive to customers of nib)
- No medical tests required
- Terminal illness benefit
- Worldwide cover 24/7
More info
Take out any plan today and receive a FREE Will Kit that could help save your family from unnecessary stress, as well.
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nib Premium Protection
When you take out nib Value Life Insurance, you'll automatically receive nib Premium Protection. This means that in the event a serious accidental injury leaves you unable to perform your daily activities, we'll reimburse your nib health cover and waive nib Value Life Insurance premiums for up to 6 months.**
*Based on $100,000 cover for a female non smoker aged 44.
** Conditions apply. Refer to Product Disclosure Statement. Note: For any Product Disclosure Statements (PDSs) previously issued by TOWER Australia Limited, from 1 June 2011, any reference to TOWER Australia Limited is to be replaced by TAL Life Limited.
1 Rice Walker Actuaries, Analysis of Insurance Needs, May 2005