If you have cover for both of you, or for all of you, you can choose to give your partner (as listed on your policy) authority to operate the policy. Without partner authority, a partner can only make claims for themselves. With partner authority they can make claims on behalf of anyone listed on the policy, including you and your children.

They can also make changes, or make enquiries about:

• Policy details (address, phone)
• Level of cover
• Payment methods
• Adding people to the policy

You can give partner authority, or remove it, online with nib Online Services or call us on 13 14 63.