just hospital
The highest NIB hospital only cover, if you want the best when going to a private hospital.
Overview

INCLUSIONS - EXAMPLES of services covered for in hospital...
  • Accidents (more info)
  • Knee, hip & shoulder investigations
  • Knee & shoulder surgery (e.g. cartilage repair)
  • Removal of tonsils
  • Removal of appendix
  • Hernias
  • Grommets in ears
  • Removal of adenoids
  • Back surgery (e.g. slipped disc)
  • Digestive disorders (e.g. stomach ulcers)
  • Colonoscopies & bowel surgery
  • Kidney stone & gall stone removal
  • Minor eye surgery (e.g. squints, pluralise)

EXCLUSIONS - the service not covered for...
  • Cosmetic surgery (to enhance appearance)

Note: The hospital services shown are examples only and intended to be used as a guide. Please be aware that some procedures may not be covered. You should always check with nib before you go to hospital to find out if you've got the cover you need. In some cases there may also be some drugs and surgical items which your cover will not pay benefits for. Please be aware waiting periods may apply for hospital services for this cover - even if you're an existing nib customer or transferring from another fund. Find out more about hospital cover.

  • Pregnancy & birth related services
  • Assisted reproductive services (e.g. IVF)
  • Infertility investigations
  • Heart surgery (e.g. stents, open heart surgery)
  • Major joint replacement (e.g. artificial knee / hip)
  • Psychiatric conditions (e.g. depression, eating disorders)
  • Gastric banding & obesity surgery
  • Rehabilitation programs
  • Renal dialysis
  • Major eye surgery (e.g. cataracts)
Read this if you're new to Private Health Insurance.

During your first 24 months on Just Hospital (but after waiting periods have been served) the services listed above are subject to 'Benefit Limitations'. This means that the benefits payable on the above services are limited to Public Hospital Benefits only.

Excess Options
$250 Xs $250 per admission
(capped at $500 for singles per calendar year)
$500 Xs $500 per admission
(capped at $500 for singles per calendar year)

Note: This cover does not include the nib Loyalty Bonus.

A Standard Information Statement is available for this product. To view the statement click here.

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