It's all about you

So, what cover is for you?

This is where it gets interesting. Depending on your age, and your stage of life, there's different covers to choose from. The boxes below show which lifestage cover could suit you.

We've made some assumptions about ages and attitudes here, to help choose a cover that's right for you.
                                     
basic saver from $9.95 pw (NSW)
Varies from state to state
 
basic plus from $14.05 pw (NSW)
Varies from state to state
                                                                           

Covers young people for those things that really matter.

  • I am aged 18-35
  • I should have health insurance because I could save tax (more info)
  • I didn't realise I could get health insurance for around $10 a week
  • Low level hospital cover
  • Extras benefits, paid back as 50% of the cost
 

Great for young people who aren't thinking kids, but want more cover, like major dental.

  • I am aged 25-40
  • I should have health insurance because I could save tax (more info)
  • I want more than the basics, especially in dental and optical
  • Medium level hospital cover
  • Extras benefits, paid back as 65% of the cost
More Info   More Info
 
mid plus from $18.50 pw (NSW)
Varies from state to state
 
top cover from $27.49 pw (NSW)
Varies from state to state

Suitable for people aged over 40, not planning to have kids, who want more hospital cover.

  • I am over 40
  • I should have health insurance because I could save tax (more info)
  • I don't want cover for things like pregnancy because it's not relevant to me
  • Medium level hospital cover
  • Extras benefits, paid back as 65% of the cost
 

For those who want total peace of mind by having the best nib cover.

  • I want the best nib cover
  • I should have health insurance because I could save tax (more info)
  • I want total peace of mind of knowing I'm covered for unexpected health problems
  • I want lots of Extras I can use
  • High level hospital cover
  • Extensive range of Extras benefits paid back as 75% of the cost
More Info   More Info
 
just hospital   public hospital

The highest nib hospital only cover, if you want the best when going to a private hospital.

  • nib's highest level of hospital only cover
  • Ambulance Cover (more info)
  • Could help you save tax (more info)

*Extras are not included with this cover

 

Basic benefits in a shared ward of a public hospital

*Extras are not included with this cover

More Info   More Info
 
just extras   ambulance only

Extensive cover for many services Medicare doesn't cover, like dental, optical and much more

  • Extras benefits, paid back as 65% of the cost
  • Does NOT include hospital cover
  • Does NOT help you save tax
 

Because Medicare doesn't cover the cost of an expensive ride

  • Covered within 24 hours of joining
  • Cover for nib approved ambulance transport
More Info   More Info
 
nib Value Life Insurance   travel insurance

nib Value Life Insurance helps protect your family's financial future.

  • Get up to $500,000 cover from only a few dollars a week
  • Simple, quick online application
  • No medical tests required
  • Quick decision
  • Worldwide cover 24 hours, 7 days a week

nib is an authorised representative of TOWER Australia Limited. Before purchasing nib Value Life Insurance you should refer to the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) for more information.

 

nib is an Authorised Representative for QBE Travel Insurance. You can obtain a free, no obligation quote, as well as the option to purchase your travel insurance online.

More Info   More Info

The Prices displayed on this site are intended as a guide only. They are based on a NSW member with an excess of $500 per admission, and include a discount of up to 4% for direct debit from a cheque or savings account, the Federal Government 30% Rebate on Private Health Insurance, and exclude Lifetime Health Cover Loading. Your actual contribution rate may vary.

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