Your Membership
Who's covered?
Whoever first applied for your NIB Health Cover is the contributor. They are legally
responsible for the membership, and anything we send will be addressed to them.
Anyone else who's listed on your membership is also covered.
We have a range of products to suit your needs, wherever you are in life.
Cover for:
- Just for you - (singles). Your membership is for one person only.
- Both of you - (couples). Your membership is for you + your partner.
- All of you - (families). Your membership is for you + your partner + all unmarried
kids or students up to age 21. This will also cover you and your family if you're a single
parent.
Kids Studying? They’re Covered Too.
If you have dependants who are aged between 21 and 25,
who are studying full time and aren’t married or in a de facto relationship, they can still be covered by your membership
We call them Student Dependants. We’ll send you a Student Dependant Registration Form,
when they turn 21,
and then each year until they turn 25, so they stay covered.
Student Dependants can be added to all family memberships at no extra cost, provided they are studying full time. Once your dependants no longer meet the Student Dependant criteria,
they’ll need to take out their own NIB health cover. We will waive the normal waiting periods on benefits for covers that are equal to, or less than, your family’s membership.
Ask us for more information.
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