Medicare Levy Surcharge

If your taxable income is above the Medicare Levy Surcharge thresholds, and you do not have an appropriate level of private hospital cover, you may have to pay the Medicare Levy Surcharge. This is an additional 1% in tax (on top of the Medicare Levy we all have to pay).

The good news is that you can avoid the Medicare Levy Surcharge (and pay less tax) by joining an nib health cover with a hospital excess of $500 or less for singles, and $1,000 or less for couples/families, per calendar year.

Note: if you took out hospital cover before 24 May 2000, you'll be exempt from the surcharge regardless of the nib excess you selected, as long as you remain on your current health cover and excess level.

If you suspend your policy for any period of time, you will not qualify for this tax break and the Medicare Levy Surcharge will apply.

Want to know more?

If you're unsure whether your nib health cover meets Medicare Levy Surcharge requirements, please contact us.

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