Member Benefits

nib Loyalty Bonus

The nib Loyalty Bonus is an ongoing reward for being an nib customer. It lets you continue to claim benefits for Extras services, after you've reached your annual limits. So it can further reduce the cost of your health care.

Any active nib customer with selected Hospital and Extras cover will get the nib Loyalty Bonus - as long as you've been a customer for 12 months or longer. And the best bit is, when you join a selected Hospital and Extras cover you'll automatically earn your nib Loyalty Bonus on your nib Loyalty Bonus Anniversary Date.

Once you've reached your annual benefit limit on any of the everyday Extras services* (such as Dental, Optical, Physiotherapy and Natural Therapies), you can use your nib Loyalty Bonus to make additional claims on Extras in a calendar year up to your available Loyalty Bonus amount. Normal waiting periods and limitations for Extras cover apply.

*Does not include those benefits where a service limit applies - for example, one hearing aid every five years cannot be exceeded using your nib Loyalty Bonus. Check your annual benefit limits for your cover.

The amount of nib Loyalty Bonus you will receive per year is based on your level of nib Health Cover.

Any unused nib Loyalty Bonus 'dollars' will be rolled over on your nib Loyalty Bonus Anniversary date, and will accumulate up to the maximum amount for your level of nib health cover.

Our Dental Care Centres will put a smile on your face

• It's easy to keep your smile in top shape. If you live or work in Newcastle, Sydney, Wollongong or Melbourne you can visit an nib Dental Care Centre and save on dental treatment.
• nib customers with Extras cover are entitled to 2 FREE* checkups each year at any nib Dental Care Centre. Each check up includes a scale and clean plus a fluoride treatment worth over $150.

* Subject to waiting periods and annual benefit limits.

Our Dental Care Centres will put a smile on your face

A full range of dental treatment is available to nib customers at competitive prices. In addition to general dentistry for things like checkups and fillings, other services such as cosmetic and restorative dentistry, surgical dentistry and orthodontics are also available. We also have emergency appointments for accidents and toothache.

All nib Dental Care Centres are open 6 days a week for your convenience.

Newcastle - nib Dental Care Centre 366 Hunter Street NSW 2300 Opening Hours Mon to Fri 8.30am to 5.30pm Sat 8.30am to 5pm Phone 1300 345 300
Glendale - nib Dental Care Centre 593 Main Road NSW 2285 Opening Hours Mon to Fri 8.30am to 5.30pm Sat 8.30am to 5pm Phone 1300 345 300
Sydney - nib Dental Care Centre Level 10, 333 George Street NSW 2000 Opening Hours Mon to Fri 8.30am to 5.30pm Sat 8.30am to 5pm Phone 1300 345 300
Wollongong - nib Dental Care Centre 104 Crown Street Mall NSW 2500 Opening Hours Mon, Tues, Fri and Sat 8am to 5.30pm Wed and Thurs 8am to 7pm Phone 1300 345 300
Melbourne - nib Dental Care Centre 356 Collins Street VIC 3000 Opening Hours Mon to Fri 8.30am to 5.30pm Sat 8.30am to 4pm Phone 1300 345 300

nib Dental Care Centres are owned and operated by Pacific Smiles Group Pty Limited.

If you have nib Extras cover you can also access benefits on dental services at the following Pacific Smiles Dental Care Centres:

Greenhills    (02) 4933 7988    Charlestown    (02) 4943 4299    Dora Creek    (02) 4973 1938    Forster    (02) 6555 0800    Salamander Bay    (02) 4919 2100    Tuggerah    (02) 4350 0500

Eye Care Centres

• You can get expert eye care advice - plus great value - at your nearest nib Eye Care Centre. When you're trying out frames, use our Smart Mirrors to get the look you want. Ask about our bulk-billed Eye Examinations.
• If you have nib Extras cover and qualify for a benefit you could save even more.

We have five nib Eye Care Centres, providing quality service to nib customers and the public.

Equipped with the latest technology, and staffed by qualified optical dispensers, our nib Eye Care Centres give your eyes the special treatment they deserve. Eligible Medicare holders can have an on site eye test with our Optometrist who bulk bills (contact lens consultations are covered depending on Medicare eligibility).

Visit us at the locations listed below

Newcastle - nib Eye Care Centre 366 Hunter Street NSW 2300 Opening Hours Mon to Sat from 8.30am Phone 1300 345 300
Charlestown - nib Eye Care Centre 190 Pacific Highway NSW 2290 Opening Hours Mon to Sat from 8.30am Phone 1300 345 300
Sydney - nib Eye Care Centre Level 10, 333 George Street NSW 2000 Opening Hours Mon to Sat from 8.30am Phone 1300 345 300
Wollongong - nib Eye Care Centre 104 Crown Street Mall NSW 2500 Opening Hours Mon to Sat from 8am Phone 1300 345 300
Melbourne - nib Eye Care Centre 356 Collins Street VIC 3000 Opening Hours Mon to Sat from 8.30am Phone 1300 345 300

Come and see our full range of contact lenses, frames and sunglasses so you can continue to look your best.    nib Eye Care Centres are owned and operated by Pacific Optical Pty Limited.
	When it comes to claiming for extras services like dental and optical, you should be aware of any waiting periods, your benefits and their limits. See Waiting Periods for dental and optical waiting periods.

nib Value Life Insurance

nib Value Life Insurance can help protect your family's financial security and give you peace of mind about their future. Most people assume their superannuation will provide enough cover, but in reality, it rarely comes close.

nib Value Life Insurance now makes it possible to get up to $500,000 cover from just a few dollars a day.

nib Value Life Insurance provides:

• A simple, quick online application
• No medical tests
• A quick decision
• Worldwide cover 24 hours, 7 days a week

For a free quote or to apply online now, click here.

nib is an authorised representative of TOWER Australia Limited. Before purchasing nib Value Life Insurance you should refer to the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) for more information.

Going on a holiday?

As well as looking after your health care needs, we can protect you against the unexpected when you're travelling around Australia or heading overseas.

We'll give you a free, no obligation quote, as well as the option of purchasing your travel insurance online. Don't forget - you may want to put your policy on hold when you're away. Click here to see if a temporary suspension is right for you.

Travel Insurance is underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035. A Product Disclosure Statement should be considered before purchase, available at nib Retail Centres, or call us on 13 14 63.