public hospital

nib Health Insurance Image of Couple 
Public hospital basic benifits for couples under nib private health insurance.

Highlights

Inclusions 

Public Hospital cover provides a level of benefit that will cover you for a stay in a shared ward of a public hospital. But it will not go anywhere near paying for the cost of a stay in a private room in a public hospital or stay in a private hospital. You will pay large out of pocket expenses to cover the difference in private hospital costs.

 

What is hospital cover?
Waiting periods apply

In all public hospitals, you’re covered for:

  • Accommodation
  • Theatre
  • Labour ward
  • Intensive care
  • Coronary care
  • Government approved surgically implanted prosthesis 
  • The difference between the Medicare benefit and the Medicare Benefits Schedule Fee for claimable services received in hospital.
  • Charges above the Medicare Benefits Schedule Fee for claimable services received in hospital provided by doctors who participate in nib MediGap
  • Ambulance cover Ambulance cover is not included in health cover for Queensland or Tasmanian residents as ambulance services are provided by State Government schemes.
Pay your premiums by Direct Debit from your bank, building society, credit union cheque or savings account and we'll give you up to 4% discount off the cost of your premiums (not available for Ambulance Only cover).

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