nib Health Insurance Image of Couple 
from $10.30 pw* *Price includes discount of up to 4% for direct debit from cheque or savings account & Federal Government 30% rebate on private health insurance.  

Highlights

  • Extras only health insurance package

  • Get 50% back on Extras. So if your provider charges $200, you'll get $100 back from nib (waiting periods and annual limits apply)
 
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Great value extras cover for young people. For just $10.30 a week you can claim up to $2,050 per person a year on extras like dental, optical, physio and more.
Extras
Hospital
Info Annual limit* Waiting period
Major dental For example: root canal therapy, gum disease, crowns & bridges, implants, dentures $600 12 months
General dental For example: oral examination, scale and clean, fillings, extractions, oral surgery (a 12 month waiting period applies for oral surgery by a specialist). $500 2 months
Optical For example: frames, lenses, contact lenses $250 6 months
Physiotherapy/Exercise Physiology/Chiropractic/Osteopathy
Includes group physiotherapy, group exercise physiology and antenatal classes by a physiotherapist
 $350 2 months
Natural Therapies
Including acupuncture, herbalism, naturopathy, homeopathy, nutrition, remedial massage, myotherapy, bowen therapy & shiatsu
 $200 2 months
Healthier Lifestyle
nib approved weight management, quit smoking and health management programs, first aid courses, preventative health tests
 $150 6 months
Ambulance cover Emergency and medically necessary ambulance transport provided by a State Government ambulance service 1 day
What are Extras?
Inclusions Exclusions

There are no hospital services covered

If you are looking for a Hospital & Extras cover, take a look at basic saver

      What is hospital cover? | Waiting periods apply
        Hospital excess options

        Nil

        Important information The hospital services shown are examples only and intended to be used as a guide. Please be aware that some procedures may not be covered. You should always check with nib before you go to hospital to find out if you've got the cover you need. In some cases there may also be some drugs and surgical items for which your cover will not pay benefits. Please be aware waiting periods may apply for hospital and Extras services for this cover even if you're an existing nib customer or transferring from another fund.
        Standard Information Statement
        Pay your premiums by Direct Debit from your bank, building society, credit union cheque or savings account and we'll give you up to 4% discount off the cost of your premiums (not available for Ambulance Only cover).

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