Who wants to sleep in on the weekends, anyway?

Great for families on a budget, who need cover mostly for the kids.

• We are a young family
• Our priority is getting our kids covered for the basics like removal of tonsils and some dental
• At this stage we don't plan to have any more kids
• Low level hospital cover
• Extra benefits, paid back as 50% of the cost

If you want more cover, like major dental and optical.

• We are a young family
• We want more than the basics, especially in dental and optical
• We may have more kids in the future
• Medium level hospital cover
• Extras benefits, paid back as 65% of the cost

When you're mindful of your health, and want to be covered for the unexpected.

• We are over 40
• We don't want to be paying for things we don't need like pregnancy but we want cover for things we may need like heart surgery
• We want more than the basics, especially in dental and optical
• Medium level hospital cover
• Extras benefits, paid back as 65% of the cost

For those who want total peace of mind by having the best nib cover.

• We want the best nib cover for all our family
• We want total peace of mind knowing we are covered for unexpected health problems
• We want comprehensive dental cover for our kids
• We want lots of Extras the whole family can use
• High level hospital cover
• Extensive range of Extras benefits paid back as 75% of the cost

The highest nib hospital only cover, if you want the best when going to a private hospital.

• nib's highest level of hospital only cover
• Ambulance Cover (more info)
• Could help you save tax (more info)

*Extras are not included with this cover

Basic benefits in a shared ward of a public hospital

• Ambulance Cover (more info)
• Could help you save tax (more info)

*Extras are not included with this cover

Extensive cover for many services Medicare doesn't cover, like dental, optical and much more

• Extras benefits, paid back as 65% of the cost
• Does NOT include hospital cover
• Does NOT help you save tax

Because Medicare doesn't cover the cost of an expensive ride

• Covered within 24 hours of joining
• Cover for nib approved ambulance transport

nib Value Life Insurance helps protect your family's financial future.

• Get up to $500,000 cover from only a few dollars a week
• Simple, quick online application
• No medical tests required
• Quick decision
• Worldwide cover 24 hours, 7 days a week

nib is an authorised representative of TOWER Australia Limited. Before purchasing nib Value Life Insurance you should refer to the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) for more information.

nib is an Authorised Representative for QBE Travel Insurance. You can obtain a free, no obligation quote, as well as the option to purchase your travel insurance online.