So, you're an item

Covers you both for those things that really matter.

• We are aged 18-35
• We should have health insurance because we could save tax (more info)
• We didn't realise we could get health insurance for around $10 a week each
• Low level hospital cover
• Extras benefits, paid back as 50% of the cost

Great for young couples who aren't thinking kids, but want more cover, like major dental.

• We are aged 25-40
• We should have health insurance because we could save tax (more info)
• We want more than the basics, especially in dental and optical
• Medium level hospital cover
• Extras benefits, paid back as 65% of the cost

For those who want more cover for things like dental and optical now and are thinking of having kids in the future.

• We are aged 25-45
• We should have health insurance because we could save tax (more info)
• We are planning ahead to start a family and want to have our baby in a private hospital
• Medium level hospital cover
• Extras benefits, paid back as 65% of the cost

Suitable for people over 40, not planning to have kids and want more hospital cover.

• We are over 40
• We should have health insurance because we could save tax (more info)
• We don't want cover for things like pregnancy because it's not relevant to us
• Medium level hospital cover
• Extras benefits, paid back as 65% of the cost

For those who want total peace of mind by having the best nib cover.

• We want the best nib cover
• We should have health insurance because we could save tax (more info)
• We want total peace of mind of knowing we are covered for unexpected health problems
• We want lots of Extras we can use
• High level hospital cover
• Extensive range of Extras benefits paid back as 75% of the cost

The highest nib hospital only cover, if you want the best when going to a private hospital.

• nib's highest level of hospital only cover
• Ambulance Cover (more info)
• Could help you save tax (more info)

*Extras are not included with this cover

Basic benefits in a shared ward of a public hospital

• Ambulance Cover (more info)
• Could help you save tax (more info)

*Extras are not included with this cover

Extensive cover for many services Medicare doesn't cover, like dental, optical and much more

• Extras benefits, paid back as 65% of the cost
• Does NOT include hospital cover
• Does NOT help you save tax

Because Medicare doesn't cover the cost of an expensive ride

• Covered within 24 hours of joining
• Cover for nib approved ambulance transport

nib Value Life Insurance helps protect your family's financial future.

• Get up to $500,000 cover from only a few dollars a week
• Simple, quick online application
• No medical tests required
• Quick decision
• Worldwide cover 24 hours, 7 days a week

nib is an authorised representative of TOWER Australia Limited. Before purchasing nib Value Life Insurance you should refer to the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) for more information.

nib is an Authorised Representative for QBE Travel Insurance. You can obtain a free, no obligation quote, as well as the option to purchase your travel insurance online.