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family plus |
from $38.80 pw (NSW)
Varies from state to state |
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INCLUSIONS - EXAMPLES of services covered for in hospital... |
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- Accidents (more info)
- Removal of teeth (including wisdom teeth)
- Knee, hip & shoulder investigations
- Knee & shoulder surgery (e.g. cartilage repair)
- Removal of tonsils
- Removal of appendix
- Hernia surgery
- Ambulance cover
(more info)
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EXCLUSIONS - the services not covered for... |
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Why pay for procedures or services you don't want? Or, if they are important, check
our other covers.
- Major eye surgery (e.g. cataracts)
- Major joint replacement (e.g. artificial knee / hip)
- Gastric banding & obesity surgery
- Cosmetic surgery (to enhance appearance)
Note: The hospital
services shown are examples only and intended to be used as a guide. Please be aware that some
procedures may not be covered. You should always
check with nib before you go to hospital to find out if you've got
the cover you need. In some cases there may also be some drugs and surgical items which your cover will
not pay benefits for. Please be aware waiting periods may apply
for hospital and Extras services for this cover - even if you're an existing nib customer or transferring from
another fund. Find out more about hospital cover.
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Restrictions apply:
The following services listed below are limited to
Public Hospital Benefits
- Assisted reproductive services (e.g. IVF)
- Infertility investigations
- Heart surgery (e.g. stents, open heart surgery)
- Renal dialysis
- Psychiatric conditions (e.g. depression, eating disorders)
- Rehabilitation programs
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Hospital Excess Options
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$250 per admission
(capped at
$1000 for couples
per calendar year) |
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$500 per admission
(capped at
$1000 for couples
per calendar year) |
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For pregnancy and birth related services, you must serve the normal 12 month
waiting period.
You'll then be limited to Public
Hospital Benefits for the next 12 months.
This means after 24 months of joining this cover, you can claim the full benefits
of this cover for pregnancy and birth related services in a private hospital.
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The prices displayed on this site are intended as a guide only. They are quotes
for a NSW member, include a discount of up to 4% for direct debit from a cheque
or savings account, Federal Government
30% Rebate on Private Health Insurance, excluding
Lifetime Health Cover loading and an excess of $500 per admission. Your
actual contribution rate may vary. A Standard Information Statement is available
for this product. To view the statement click here.
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